A good Maryland Bankruptcy Attorney knows that bankruptcy is only one option among many that can help people achieve financial freedom. If there is a better alternative to bankruptcy, we will review it together. My goal is to help you reduce your debt and regain financial stability.
My 26 years of experience in stabilizing debt has proven that insurmountable debt can be resolved. The first step to finding the right path is to understand your financial situation. As someone who has experienced hardship personally, I know unforeseen events can cripple good people who do not receive the support they need, but there are always options.
My counsel has helped clients manage debt settlement, credit counseling, bankruptcy, creditor harassment, and Maryland foreclosure proceedings. After understanding your financial situation, I will help you find the best way forward. You have the ability to manage or discharge debt problems such as:
- Credit Card Debt
- Catastrophic Medical Debt
- Loan Modifications
- Mortgage Arrears
- Wage Garnishments
- Car Loans
- Student Loans
- Tax Debt
Is Bankruptcy Appropriate?
Your case may benefit from either a Chapter 7 or Chapter 13 Bankruptcy. The Court automatically brings all attempts to collect on the debts you owe to a halt. Foreclosures, repossessions and even harassing phone calls stop while you are under the Court’s protection. The right to bankruptcy gives you the breathing room necessary to make a financial decision that will turn the tables and allows you to start fresh.
When your debt load is impossible for you to meet, bankruptcy allows you to discharge the debts you cannot afford to pay. As you may be aware – unsecured debts, like credit card debt, can be eliminated through Chapter 7 and Chapter 13 proceedings. There are also ways for a resourceful Bankruptcy Attorney to discharge second and third mortgages, tax debt, and substantial portions of outstanding auto-loans.
Your success does not end in the courtroom. A favorable Bankruptcy Proceeding is only the beginning of your new financial life. To ensure your best interests will be a priority, call my office today for a free debt assessment at (240) 688-9000. I can help Spanish-speakers too!